Climate shocks have meant more hurricanes, wildfires and other disasters, and insurance companies are starting to drop homeowners facing increased climate risks, including Delaware County homeowner’s insurance, writes Mira Roianasakul and Christopher Flayelle for The New York Times.

Here in Delaware County, most homeowners are still able to secure insurance for their property, though the county saw a 37.8 percent increase in the number of insurance polices not being renewed in 2023, as compared to 2018.

According to a New York Times interactive map, 1 in 294 households in Delaware County did not have their policies renewed in 2023.

By comparison, neighboring Chester County saw 1 in 422 households not being renewed, a 35.9 percent increase.

Montgomery County saw a 20 percent increase in non-renewed policies, affecting 1 in 419 policies.

Bucks County had a 38.1 percent increase in policies not being renewed in 2023, or 1 in 468 policies.

The lowest rate of non-renewal was in Philadelphia County, which saw a 3.9 percent rise in non-renewed policies, or 1 in 290.

Not all of the non-renewals were disaster related, with some policies dropped due to a rise in premium costs.

Find out more about the trend in homeowner insurance policies in The New York Times.